Effective Date: January 1, 2025

These Terms of Use (“Terms”) govern your access to and use of the Karma Health, LLC website and associated digital properties (collectively, the “Site”). By accessing or using the Site, you agree to be bound by these Terms. If you do not agree with any part of these Terms, you must not use the Site.

1. Acceptance of Terms

By visiting this Site, you affirm that you are at least 18 years of age or are accessing the Site under the supervision of a parent or legal guardian. Your use of the Site constitutes acceptance of and agreement to these Terms.

2. Use of the Site

Karma Health grants you a limited, non-exclusive, non-transferable license to access and use the Site strictly in accordance with these Terms. You agree to use the Site only for lawful purposes and in a manner that does not infringe the rights of, restrict, or inhibit anyone else’s use and enjoyment of the Site.

Prohibited uses include, but are not limited to:

• Engaging in any unlawful activity
• Attempting to gain unauthorized access to any part of the Site
• Uploading or transmitting viruses or harmful code
• Using the Site to distribute unsolicited promotional or commercial content

3. Intellectual Property

All content on this Site, including text, graphics, logos, icons, images, audio clips, digital downloads, and software, is the property of Karma Health, LLC or its content suppliers and is protected by U.S. and international copyright laws. Unauthorized use of any materials on the Site may violate copyright, trademark, and other applicable laws.

4. Privacy

Your use of the Site is also governed by our Privacy Policy, which can be viewed here. By using the Site, you consent to the practices described in the Privacy Policy.

5. Disclaimers

The content provided on the Site is for informational purposes only and should not be considered medical, legal, or financial advice. Karma Health makes no warranties or representations regarding the accuracy, completeness, or reliability of any content on the Site.

Your use of the Site is at your sole risk. The Site is provided on an “as is” and “as available” basis without warranties of any kind, either express or implied.

6. Limitation of Liability

To the fullest extent permitted by law, Karma Health shall not be liable for any damages of any kind arising from your use of the Site, including but not limited to direct, indirect, incidental, punitive, or consequential damages.

7. Third-Party Links

The Site may contain links to third-party websites. These links are provided for your convenience only. Karma Health does not endorse or make any representations about these websites and is not responsible for their content or accuracy.

8. Modifications

Karma Health reserves the right to modify these Terms at any time. Changes will be posted on this page and will take effect immediately upon posting. Your continued use of the Site constitutes your acceptance of such changes.

9. Governing Law

These Terms shall be governed and construed in accordance with the laws of the State of [Insert State], without regard to its conflict of law principles. Any legal action or proceeding arising under these Terms shall be brought exclusively in the courts located in [Insert Jurisdiction].

10. Contact Information

If you have any questions about these Terms, please contact:

Karma Health, LLC Email: in**@**********th.ai